MEET MARTIN CARBAUGH

Owner & Principal Agent:

Martin Carbaugh is the founder, owner, and principal agent of Heartland Health Insurance Advisors LLC, a rapidly growing independent health insurance agency delivering Independent, Objective Solutions to individuals, families, Medicare beneficiaries, and businesses.

With more than 24 years of dedicated experience in the insurance industry, starting in December 2001, Martin established the agency to provide truly independent guidance, free from allegiance to any single carrier. He and his team partner with a broad network of top-rated insurers to provide clear plan comparisons and the most suitable, affordable options tailored to each client's unique needs, budget, life stage, and health priorities.

The agency specializes in individual and family health plans, Medicare supplements, Medicare Advantage options, group employee benefits, dental and vision coverage, life insurance, and supplemental protections such as accident and critical illness policies. Martin's client-first philosophy emphasizes transparency, education, responsive support, and complimentary reviews, empowering clients to make confident, informed decisions with lasting peace of mind.

Headquartered in Fort Wayne, Indiana, Heartland Health Insurance Advisors LLC primarily serves clients in Indiana, Ohio, and Michigan, while its growing team of licensed agents extends expertise to several additional states. As the agency continues to expand, Martin leads with a commitment to excellence, community involvement, including sponsoring and participating in Medicare expos, senior fairs, and local events, and hands-on oversight of client consultations, plan analysis, and staying current with evolving regulations, market trends, and healthcare policies.

A lifelong Fort Wayne resident and Concordia High School graduate, Martin is married to Sally, and together they are proud parents of six children. Active members of Concordia Lutheran Church, they prioritize faith, family, and community. In his free time, Martin loves attending his kids' sporting events, fishing, hunting, and cheering on the Green Bay Packers and Indiana University Hoosiers.

Martin holds all required state licenses and is committed to continuous professional education to best serve clients in a dynamic industry. Contact him today at 260-579-0797 or through direct message for a no-obligation review of your health insurance needs and expert guidance on securing the right protection for you and your loved ones.